Announcing Cornerstone Employee Cover

 Group insurance designed for Kiwi businesses

Did you know that only 1 percent of New Zealand businesses have more than 100 employees?   

We wanted to build a group life insurance product for the other 99 percent.   In a world first, Belong and Pinnacle Life have joined forces to deliver a new group insurance product designed especially for the needs of Kiwi businesses.   That product is Cornerstone Employee Cover - available exclusively via Belong.

If you have between 5 and 9 employees, you've never been able to buy a group life insurance product like this in New Zealand.  If you have more employees, you've never had a value bundle like this - a fully bundled, ready to roll out benefits platform and group life insurance package.   Group insurers in New Zealand have focused on the needs of the '1 percent' - because bigger customers are more profitable for the insurer.   

We thought that was wrong.   We know that all Kiwi businesses care about the welfare of their people, not just the big corporates.    With just 5 or more employees, you can buy Cornerstone Employee Cover for your business, and get guaranteed insurance regardless of health (some conditions do apply). 

Belong and Cornerstone Employee Cover work perfectly together.   We've designed the package with Kiwi businesses in mind - because we're Kiwi businesses ourselves.   So when you buy Belong with Cornerstone Employee cover, you get a fully-integrated benefits and group life insurance package that you can roll out to your team straight away.   Your people can see their insurance information, your other benefits that you can add into Belong, plus even more benefits from our other service providers.

And here's even better news.  When you buy Cornerstone Employee Cover group insurance, the Belong benefits are included at no additional charge.

What is group life insurance, and why is it better for my people than buying it themselves?

Group life insurance is an insurance policy that the company buys that provides coverage for all of its eligible employees.     The major benefit for the employee (other than the boss is paying for it!) is that group  policies don't require employees to undergo an individual examination in order to be accepted for cover.    If the employee was applying directly to an insurer for a life policy for themselves, the insurer would likely require medical information and assess the risk personally.

Monthly billing - better for cash flow

We've also built innovative features with the smaller business in mind.    Most traditional group insurance schemes bill you annually.    Not only is this really tough for cash flow, it breeds inaccuracy as people come and go over the year.     With Belong and Cornerstone Employee Cover, it is easy monthly payments.   As you add people or as people leave your business, your billing adjusts every month.   And there is no minimum time commitment - you just go month by month.    It is the most flexible group insurance arrangement offered by anyone in the New Zealand market.

You get support and expertise

We don't skimp on the features.   Cornerstone Employee Cover is underwritten by Pinnacle Life and  backed by Hannover RE - one of the five largest reinsurance companies in the world.    Every Belong Cornerstone Employee Cover customer gets their own Belong Affiliated Financial Adviser.     Your adviser not only gets your Cornerstone Employee Cover in place and explains how it all works - they are also available to you and your staff as an expert resource to ask about financial advice and planning.    It's a fantastic additional benefit offered to you at no additional charge.

Belong's network of Affiliated Financial Advisers are located throughout New Zealand.

Buy it today

Contact us to get Belong with Cornerstone Employee Cover, and protect your employees' future today.   It's easy!